{"id":136,"date":"2020-02-14T13:03:06","date_gmt":"2020-02-14T13:03:06","guid":{"rendered":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/?page_id=136"},"modified":"2020-02-14T13:03:30","modified_gmt":"2020-02-14T13:03:30","slug":"collections","status":"publish","type":"page","link":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/collections\/","title":{"rendered":"Collections"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" class=\"size-full wp-image-138 aligncenter\" src=\"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-content\/uploads\/2020\/02\/collections1.jpg\" alt=\"collections1\" width=\"600\" height=\"336\" srcset=\"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-content\/uploads\/2020\/02\/collections1.jpg 600w, https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-content\/uploads\/2020\/02\/collections1-300x168.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3>Credit Reporting Agencies<\/h3>\n<p>There are three reporting agencies that considered to be the \u201cbig three\u201d in the industry. They are\u00a0<a href=\"https:\/\/www.equifax.com\/personal\/\">Equifax<\/a>,\u00a0<a href=\"https:\/\/www.experian.com\/\">Experian<\/a>,<a href=\"https:\/\/www.transunion.com\/\">\u00a0and\u00a0TransUnion. Each of the big three reporting agencies provides<\/a>\u00a0consumers with access to their credit report and also provide a wide range of other services to consumers and businesses. Visit their website for more information.<\/p>\n<h3>Laws &amp; Regulations<\/h3>\n<p>The main law that pertains to these areas is the\u00a0<a href=\"https:\/\/www.ftc.gov\/tips-advice\/business-center\/guidance\/fair-debt-collection-practices-act\">Fair Debt Collection Practices Act<\/a>.\u00a0The Federal Trade Commission (FTC), the nation\u2019s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.<\/p>\n<p>Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.<\/p>\n<h4 style=\"text-align: center;\">Private Investigators as Debt Collectors<\/h4>\n<p>Private investigators sometimes offer collection agency services due to their\u00a0skip tracing\u00a0skills and ability to track down people.\u00a0If you\u2019re thinking about providing debt collection Co, be sure to educate yourself on the requirements and state laws.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Credit Reporting Agencies There are three reporting agencies that considered to be the \u201cbig three\u201d in the industry. They are\u00a0Equifax,\u00a0Experian,\u00a0and\u00a0TransUnion. Each of the big three reporting agencies provides\u00a0consumers with access to their credit report and also provide a wide range of other services to consumers and businesses. Visit their website for more information. Laws [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":139,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/pages\/136"}],"collection":[{"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/comments?post=136"}],"version-history":[{"count":2,"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/pages\/136\/revisions"}],"predecessor-version":[{"id":141,"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/pages\/136\/revisions\/141"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/media\/139"}],"wp:attachment":[{"href":"https:\/\/ashinvestigativeservices.insuranceagentsicantrust.com\/p\/wp-json\/wp\/v2\/media?parent=136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}